Raising Money for Your Start-Up
By Jim R. Sapp

    Need to raise money for your start-up? The first options that typically come to mind are your personal assets: savings account, credit cards, 401(k) or Keogh retirement plan, life insurance, second mortgage line of credit, or items you own that can be sold for cash.   There are, however, lending options for small and home businesses that need money for starting up.  Whether you consider a private lender or a professional lender for raising money, carefully plan ahead.

As the Economy Tanks, Look for Investors to Raise Scarce Business Capital.

There is no doubt that the time when you could go to the bank and fairly easily get an SBA or other type of small business loan is over. Between the overall credit crunch generally, and SBA cutbacks specifically (more than 50% fewer loans than just a few years ago), home-based entrepreneurs are stuck trying to figure out where to go to get the money they need to start and grow their businesses.

Initial Funding Options to Consider
By Jim R. Sapp

Where will the money come from to start your business? There are many alternatives, and they all require careful planning. These are some of the first funding options you should consider.

Accounts Receivable Financing is a Route You May Want to Consider

By Carla Maria Dummerauf

Your cash is tied up, yet you are facing an opportunity you just can’t pass up, a chance to expand into a new market or a capital investment you need in order to conduct your business efficiently and effectively. But these are wild and crazy times. You can hear the snap of the leather as business belts are tightening; banks and financial lenders being no different. Everyone is cracking down on their extensions of credit, and tightening up on their lending windows. You wonder what alternative options are available to you to move forwards with your plans. Where can you turn before your golden opportunity slips through your fingers?

Small Businesses and Contractors Have Sources to Raise Financing to Launch a Part-Time Start-Up

By Chris E. Talis, CPA, MBA and Senior Partner at Hedgerow Mergers Acquisitions
 
An economy in turmoil, such as the one we are in today, creates tremendous challenges to raise capital: the life blood of any business operation. This has brought fear throughout the marketplace, which, in turn, creates further uncertainty. Government intervention has created some temporary relief, but will its programs spur a rebound and will its effects be felt in the near future? 

Using Bank Financing in your Home Business
By Nora Caley

If you need to borrow money to grow your business, there are certain advantages to bank loans. While your friends and family who loan you money or invest in your business might want to also give you advice or put certain conditions on the deal, a bank just wants to be repaid with interest.

When Times Get Tough, Raise Cash By Barter

By Nora Caley
 
If your business is low on cash, or if you hope to save some cash as you run your business, consider bartering.

How to Raise Start-Up Cash in a Recession
By Nora Caley

If you need to raise money for your start-up business, you will want to do it quickly. Set an ambitious goal for your new business, such as raising $25,000 in five days.

It’s possible. You might not make it to $25,000 after 5 days, but by following the steps in the article below, you will maximize your start-up funding potential.