Home-Based Business Owners May Not Have Adequate Insurance Coverage

With increased corporate layoffs, millions of Americans are operating full- or part-time businesses from their homes.

Insurance Options to Consider When You’re On Your Own for Health Care

By Steve Trattner, President & CMO of Cinergy Health

People need to insure their health at all times for different reasons. Experiencing a reduction in income is the most important time to protect oneself from spikes in expenses. American bankruptcies are climbing as a result of both unemployment and medical debt. When a person is out of work, he or she operates on a tighter budget. Being faced with a major medical expense without insurance and no income to cover the care is only part of the problem.

Don’t Make the Fatal Assumption That Your Business is Covered by Your Homeowners Policy
By Richard Maturi

As a home-based business owner, you work hard to establish your market, attract customers, and generate a profit.

Dying for Better Health Care Options
By Christopher J. Bachler
 

When I “hired myself” in 1983, I took out a health policy through the Chamber of Commerce. I was 28 and my plan cost $45 per month, plus $250 in annual Chamber dues.