HOME BUSINESS MAGAZINE
COPY AND CONTRACT REGULATIONS
Dated: December 2007

1) Advertising contracts may be accepted for one year or less, but rates will be
guaranteed for three months only (unless under contract).

2) Publisher reserves the right to reject or cancel any advertising at any time
without liability, even though previously acknowledged, accepted or published,
especially those considered to be objectionable, sexual, fraudulent, etc. by the
publisher.

3) Neither the advertiser nor its agency may cancel for a particular issue after
that issue’s closing date (end or regular business hours for that date). Cancellation
notice must be sent in writing or by fax. Cancellations by advertiser or agency are
not effective until confirmed in writing by the Publisher. If advertisement is
canceled on or before the Space Closing Date, advertiser agrees to rebate back
any frequency discounts already given to the advertiser, to adjust discount for the
actual number of issues the advertisement is run in the magazine.

4) Publisher shall not be liable for any failure to print, publish or circulate all or
any portion of any issue in which an advertisement accepted by the Publisher is
contained if such failure is due to acts of God, strikes, accidents, legal action or
other circumstances beyond the Publisher’s control. Furthermore, the Publisher
has no obligation to run any ad from an advertiser unless it has first been accepted
by the Publisher, and accordingly, the Publisher has no liability for any ad that has
not been accepted that does not appear.

5) In consideration of publication of an advertisement, the advertiser and the
agency, jointly and severally, will indemnify and hold harmless the Publisher and
publication, the officers, directors, stockholders, agents, employees and
representatives from and against all losses, damages, claims, liabilities and
expenses (including legal fees and costs) resulting from the publication of the
contents of the advertisement, including, by way of illustration and not limitation,
claims or lawsuits for libel, violation of right to privacy, copyright infringement,
plagiarism, defamation or unfair competition. Advertisements are accepted upon
the representation that advertiser and its agency have the right to authorized
publication of the contents thereof.

6) The Publisher assumes no liability for errors in key numbers or tracking
codes.

7) An advertiser and/or his agency assumes full liability for all content
(including any text, representation, illustrations, sketches, maps, words, labels,
trademarks or other copyrighted matters) in his authorized advertisements.

8) Acceptance of advertising for any product or service is subject to
investigation of the product or service and the claims made for it on the package,
labels and accompanying material, and in the advertisement submitted for
publication.

9) The Publisher assumes no responsibility for improper use of coupons
forming part of an advertisement.